ABA Strikes Mortgage Correspondent Deal with Wells

Posted by mortgagebroker in Mortgages, ... | 07.13.2010 - 5:28 pm

The American Bankers Association has opened the door for more of its members to sell residential mortgages to Wells Fargo Funding under a special pricing arrangement.


FDIC Starts Peddling MBS Backed by Performing Loans

Posted by mortgagebroker in Mortgages, Mortgages... | 07.09.2010 - 5:44 pm

The Federal Deposit Insurance Corp. hopes to sell a mortgage-backed security collateralized by at least $500 million of performing residential whole loans by the end of this month through a private placement deal, investment banking sources told National Mortgage News.


Warehouse Conditions Improve, but It’s Still a Lender’s Market

Posted by mortgagebroker in Mortgages, Mortgages... | 07.09.2010 - 5:44 pm

The number of warehouse providers willing to extend credit to nonbanks has doubled in the past year, according to warehouse consultant Michele Perrin.


Average Fannie/Freddie Guarantee Fee Fell Last Year

Posted by mortgagebroker in Mortgages, Mortgages... | 07.09.2010 - 5:44 pm

The guarantee fee that Fannie Mae and Freddie Mac charge to their seller/servicers fell to 22 basis points last year from 25 the year before, according to a new study conducted by the Federal Housing Finance Agency.


Wells’ Finance Unit Exits ‘Non Prime’ Portfolio Loans

Posted by mortgagebroker in Mortgages, Mortgages... | 07.07.2010 - 6:23 pm

Wells Fargo & Co. late Wednesday said it would shutter all of its 638 consumer finance stores and cease production of nonprime mortgage loans that went into the unit’s portfolio.


Home Equity Survey: Delinquencies on Credit Lines, Loans Fall

Posted by mortgagebroker in Mortgages, Mortgages... | 07.07.2010 - 6:23 pm

The delinquency rate of home equity lines of credit fell for the second consecutive quarter and missed payments on closed-end home equity loans fell in the first quarter for the first time in two years, according to an American Bankers Association survey.


FHA Tightens Multifamily Underwriting Standards

Posted by mortgagebroker in Mortgages, Mortgages... | 07.07.2010 - 6:23 pm

After months of raising standards for single-family lenders, the Federal Housing Administration tightened guidelines for multifamily mortgages for the first time in the 40 years it has insured such loans.


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